

Protect your future with Wise Cover & Advice
Your Go-To Adviser
Commercial & Business Insurance
Insurance for businesses and those in the commercial industry.
Tradie Insurance
Insurance for people who work in the trade industry.
Domestic Insurance
Domestic Insurance for personal items and scenarios.
About Us
Why is Wayne Cooney a Go-To-Adviser for so many clients across NZ?
I am passionate about making sure the interactions and experience for my current Clients, and any potential 'new clients' across NZ, are second to none!
Customer Service, Business Support & Development have always been important to me, and in my role as an independent 'Fire & General' insurance adviser, I get so much enjoyment out of helping others.
Tradies, Professionals, Business Owners, Employees', Homeowners & more!
From my base in the Waikato to Southland & Northland across NZ, I support these clients' so 'Why Not You'?

Name: Wayne Cooney
FSP Number: FSP741332
Phone: 021 347 640
Email: wayne.c@hicactus.com
Address: 22 Dundonald St, Eden Terrace, Auckland 1021
I am a financial adviser and provide advice on behalf of Cactus Insurance Limited FSP574787, who are licensed as a Financial Advice Provider by the Financial Markets Authority., who are licensed as a Financial Advice Provider by the Financial Markets Authority.
Both Cactus Insurance and I are registered on the financial services provider registry which can be viewed at fsp-register.companiesoffice.govt.nz
My Services:
Fire & General Insurance
Cactus Insurance works with you to determine what risks you wish to cover and provide quotes based on the levels of cover you wish to put in place. We will work with you to determine whether there are any particular risks you have that need to be specified during the application process.
Cactus Insurance services are limited to the following Fire & General Insurance providers:Ando Insurance Group Limited
Vero Insurance New Zealand Limited
Zurich New Zealand
Chubb Insurance New Zealand Ltd
Lumley Insurance
Protecsure
Dual New Zealand Limited
NZI
Swann Insurance
Allianz Partners
IUNZVero Liability Insurance Limited
QBE Insurance
Rosser Underwriting Limited Ltd
Delta Insurance New Zealand Limited
AIG Insurance New Zealand Limited
Star Underwriting Agents Ltd
Blanket Insurance (on behalf of Ando
Insurance Group Limited)
Classic Cover
Covermore
Eventcover
How am I paid:
Cactus may be paid through a combination of Brokerage (Commision paid by the provider), Broker fees and Administration fees (paid through your policy charge), after taxes and levies.
The Cactus Administration Fee is $60.00 plus GST payable annually Cactus receives commission from the recommended insurance provider from the premium they charge you which ranges between 10% and 25% of each premium, depending on which insurance products you choose to proceed with. Cactus may charge an additional Service Fee depending on the complexity of the support you require. This may range from 0% to 30% unless otherwise stated.
I work for you:
As a Financial Adviser, it is my duty to abide by the Code of Conduct for Financial Service Providers.
To ensure I put your interests ahead of my own, I follow a documented advice process when providing personalised financial advice which is based on your individual requirements. I provide all my recommendations in writing so that you have the opportunity to ask any questions at the time you put your cover in place. If you are unhappy with any aspect of my service, please tell me so that we can manage it through my internal complaint process and email it through to feedback@hicactus.com.
If we are unable to address your concerns, you can contact my disputes resolution scheme, at no cost to you:
Scheme:
Address:Financial Dispute Resolution Service
Freepost 231075
PO Box 2272
Wellington 6140
Telephone number:
0800 337 337
Email address:
enquiries@fdrs.org.nz
I work 'On Contract' to a fabulous Auckland based Brokerage/Team in ‘Cactus & Blanket Insurance’ and the level of support they give to me and my clients, is exceptional.
I am a fully qualified Financial Adviser (NZ Certificate in Financial Services General Insurance - Level 5) with a well-established Client Base across NZ.
My client reviews tell me I am doing right by them and speak strongly to my goal of always providing a great experience and outstanding service!
There is No Call Centre with me, as I work one-on-one with each of my clients across NZ. I would welcome a call from you anytime, for a Free Review or Quote.
I also support other numerous clients, referred to me by Mortgage Brokers and other professionals, so don't hold back on a call too.
Thanks.

A FREE Insurance Quote or Review
Is your current insurance cover coming up for renewal?
Haven’t had a review in ages?
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Domestic: Homes, Contents, Cars , Boats and More
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Full Commercial Business, Buildings, Tradie, Contract Works Cover
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Professionals
Give me a crack at a quote
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Where’s the harm in that?
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Great benefits & value, rather than focusing on just the cost.
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A Go-To-Adviser rather than a call centre, how good is that!
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A quick timely response when you need me most.
Give me a call this week!
News


Testimonials
The latest feedback from my clients
Bhanu
Wayne has been exceptional in helping me and my family with all insurance products for my own home and rentals. It has been stress-free since I started dealing with Wayne whether it’s signing up for new or any claims. Thanks Wayne.
Domestic - Cambridge & Queenstown
Graeme
Wayne has been our insurance broker for the last 2 years. What we are really enjoying since we switched to Wayne is that he is so easy to get in touch as well as so prompt getting back to us with solutions and answers. His advice has saved us money as well as made us confident we have the best insurance cover for our needs.
Domestic - Waikato
Aleisha
Absolutely amazing service. Wayne was a pleasure to work with. Made things so easy and was available anytime for the questions I had. Went above and beyond for me. Highly recommended.
Domestic
T-Ray
He's professional and easy going, had a great time with him. He was recommended by a friend first and now recommended by me
Commercial - Hamilton
Carlos
Wayne was very attentive to my needs & situation. Exellent service. We would recommend him
Commercial/Tradie - Waikato
Michael
Very helpful and easy to deal with, everything was sorted in a prompt, straight forward and easy manner.
Domestic Auckland
Jordan
Very fast service, sorted my insurance overnight on a friday night.
Tradie - Waikato
Chris
Fast, easy and reliable. Was prompt any time we needed to make changes. Offered helpful advice whenever he was able to
Domestic Waikato
Pam
Have a Motor Home and have found the Insurance through Wayne Cooney at Cactus is really great ...well worth getting him to quote on your insurance. Excellent.
Domestic Mt Maunganui
Gerry
Wayne is very professional and always does his best to provide solutions for you including follow up’s where required. Highly recommended
Director @Mortgage Brokerage - BOP
Eddie
I used Wayne for our construction company’s insurance. He was very friendly, knowledgeable and provided very competitive rates. 10/10 would recommend to others
Tradie Cambridge
Kathleen
Wayne is very thorough in explaining your different options for insurance. He was great in helping us choose the right insurance that fit our business. Communication is excellent. Highly recommended.
Commercial Auckland
Andy
Wayne is a star! Quick and efficient and always follows through with his word, have been recommending him to everyone I know! 5stars plus some more
Tradie Wellington
Barbara
Wayne was recommended to me by my son who helped him with his insurance needs. Wayne listened and understood what I needed cover for and was quick to respond with quotes and amended details as required. It was so nice having that personal dealing with one person for everything. Super grateful for all his efforts... I would definitely recommend him to anyone enquiring. Thank you Wayne
Domestic Auckland
Willem
Wayne was awesome to deal with. Very knowledgeable and I felt that his communication was high quality and easy to understand. Top man to deal with.
Dairy Farmer Waikato
Emily
Wayne responds very quickly to any query and points us to the right direction every time.
Tradie Waikato
Stu & Renee
Great working with Wayne. Worked hard to get cover for a unique situation. Got us cover with the same provider but for less premium. Watch out for those bigger companies ramping up your premium!
Domestic Tauranga
Arn
Best insurance broker I've ever met. Recommended
Mechanic Hamilton
Leigh
Wayne was amazing to deal with! Sorted cover quickly and easily. Very good communication follows up when he says he will and makes himself available if you ever need to get something.
Domestic & Commercial Waikato
Carl
Fantastic service. Wayne arranged my PI cover and saved me over 75% from what I was previously paying. Highly recommended.
Tax Adviser Hamilton
Andy
Wayne is great to work with, it’s like he’s part of our team. Very responsive and there to help.
Highly recommended.
Tradie Hamilton
Bevin
Wayne was great to deal with. Very friendly and informative service.
Commercial Auckland
Bronwyn
Wayne was amazing at helping us through our house insurance options! He was patient, talked us through every step, and helped us to pick the best option for our needs. Highly recommend him!
Domestic Hamilton
David
Wayne is a real professional, he provided some great advice for my business!
Commercial & Domestic - Cambridge
Gaarryn
"Good to deal with. Got referred to me from a friend. Made getting all my insurances easy and stress free and a lot easier than I thought it would be."
Tradie Waikato
John
“Wayne helped us sort out our insurance. He is very professional and knows his stuff! His honesty, integrity and willingness to go the extra mile was awesome.”
Commercial & Domestic Hamilton
Eden
Wayne makes insurance ridiculously easy! He is very prompt, informative and professional. Am so grateful my mortgage broker referred me to Wayne, a pleasant experience, I highly recommend.
Domestic Waikato
Peter
Wayne is energetic & passionate about tailoring the right Insurance package for individuals, & businesses. You will enjoy the result, I am sure.
Real Estate Cambridge
Ruth and Lance
“Very easy to work with and approachable. Listened to our needs and provided a very favourable price.”
Tradie Te Kowhai
Amanda
Wayne has been superb to deal with! Extremely professional, helpful and honest advice. He managed to get us a very quick solution that our previous provider had difficulty providing. We are very grateful our solicitor recommended Wayne’s service to us.
Domestic Waikato
Michael
Wayne is attentive and customer focused, providing clients with prompt communication and excellent turnaround times, thank you Wayne!
Mortgage Broker - Hamilton
Linda
Wayne is fantastic to work with, fast, reliable, knowledgeable, and extremely patient. He's only a phone call away, and always gets back to you quickly. Wayne will take time to explain things clearly, and will then send you everything in email to read in your own time. He's an absolute breeze to work with for our building company. I highly recommend him!!
Tradie Wellington
Marc
Great service and good price too!! Thoroughly recommended!
Tradie Christchurch
Luke
Wayne has put in place all of the relevant insurances to cover not only my business needs, but also our personal needs. We have our own construction company and can call Wayne at any time to add or change any insurances to suit our job sites. Very professional and easy to deal with on a busy schedule. 5 star rating from us!!
Tradie Christchurch
Derek
Very happy to recommend Wayne. He arranged my car insurance readily where I had come up against difficulties trying to arrange through other brokers/websites
Domestic Matamata
Katy
Wayne is wonderful. He is friendly, easy to talk to and knowledgeable about insurance. We've had positive dealings with him and found his follow up to be great also. He doesn't just sign you up and leave you to it. He cares about his clients and checks in regularly. Wayne is honest, reliable and trustworthy - all traits you want in an insurance broker. We would happily recommend Wayne to anyone looking for a hard-working, decent insurance guy that goes the extra mile.
Domestic Waikato
Philip & Lynne
Very satisfied with the service including attention to detail, also the back up communication and willingness to assist should a problem occur. Overall superb support, a true Gentleman.
Domestic & Commercial Rotorua
Insurance

Domestic Insurance
Domestic/Private, Home, Contents, Car, Boats, RV cover, and much more, have all been front n centre these last months and for good reason.
It IS Important you have cover in place, it IS Important you have the best of Benefits, Pay-Outs and Sub-Limits when you most need them at Claim Time. And it IS important you know that with me, you have a brilliant Claims team, going to ‘Bat for You and your claims, every time!
Yes…there is Cheap cover in the market without broker support, but the above mentioned Key Points are what I am about.
Domestic Insurance
Domestic/Private, Home, Contents, Car, Boats, RV cover, and much more, have all been front n centre these last months and for good reason. It IS Important you have cover in place, it IS Important you have the best of Benefits, Pay-Outs and Sub-Limits when you most need them at Claim Time.
And it IS important you know that with me, you have a brilliant Claims team, going to ‘Bat for You and your claims, every time!
Yes…there is Cheap cover in the market without broker support, but the above mentioned Key Points are what I am about.
Commercial & Business Insurance
Café’s/Restaurants, Bakeries, Manufacturers, Hair/Beauty Salons, Service Providers, Retailers etc… You should GIVE ME A CALL today. When was the last time you had your Current Cover reviewed? Are you keen for a FREE Quote and why wouldn’t you be? It’s not just about the $$, but very much about the Benefits, Sub-Limits and the awesome Support/Claims team I have behind me, that can make all the difference!
The tragic events across NZ these last months, have just reinforced why we do what we do as Brokers, the level of support, advice and care we bring to our roles, and why I am so passionate in my desire to provide an exceptional level service and advice to all my clients.
Tradie Insurance
I am keen to provide, simple, seamless, and a totally Digital Insurance Process and Policies to Tradies. Chippies, Plumbers, Roofers, Plasterers, and Electricians to name a few, are already ‘valued’ clients of mine, so Why Not You? Commercial Vehicles, Liabilities, Tool Cover & more!
For those needing Contract Works Cover for new builds etc, I can make the process a breeze!
In One Quick call, I can gather all the relevant information I need, get a request for terms off to 3 Key Insurers, and then get the most attractive quote out to you – all this typically well inside 24 hours.
Professional Insurance
Engineers, IT Specialists/Consultants, Web Designers, Physiotherapists, OT’s, Counsellors, Architects, Personal Trainers and many more!
You can all be catered for in my Scope of Service.
Professional Indemnity Cover? YES - Cyber Cover? YES – Technology Liability Cover? YES
General/Statutory/Employers Liabilities, Management Cover, Commercial vehicles and more.

Tradie Insurance
I am keen to provide, simple, seamless, and a totally Digital Insurance Process and Policies to Tradies.
Chippies, Plumbers, Roofers, Plasterers, and Electricians to name a few, are already ‘valued’ clients of mine, so Why Not You? Commercial Vehicles, Liabilities, Tool Cover & more!
For those needing Contract Works Cover for new builds etc, I can make the process a breeze! In One Quick call, I can gather all the relevant information I need, get a request for terms off to 3 Key Insurers, and then get the most attractive quote out to you – all this typically well inside 24 hours.

Professional Insurance
Engineers, IT Specialists/Consultants, Web Designers, Physiotherapists, OT’s, Counsellors, Architects, Personal Trainers and many more!
You can all be catered for in my Scope of Service. Professional Indemnity Cover? YES - Cyber Cover? YES – Technology Liability Cover? YES
General/Statutory/Employers Liabilities, Management Cover, Commercial vehicles and more.

Commercial & Business Insurance
Café’s/Restaurants, Bakeries, Manufacturers, Hair/Beauty Salons, Service Providers, Retailers etc… You should GIVE ME A CALL today. When was the last time you had your Current Cover reviewed?
Are you keen for a FREE Quote and why wouldn’t you be? It’s not just about the $$, but very much about the Benefits, Sub-Limits and the awesome Support/Claims team I have behind me, that can make all the difference!
The tragic events across NZ these last months, have just reinforced why we do what we do as Brokers, the level of support, advice and care we bring to our roles, and why I am so passionate in my desire to provide an exceptional level service and advice to all my clients.
I’m only a call away and I work One-On-One with all my clients across NZ… No Call Centre with me. I would welcome a call Anytime!
Get a quote
Get a quote
Get in touch
Email
Cooney.wayne@gmail.com
Phone
021 347 640
Address
109a Wordsworth Street, Leamington, Cambridge 3432
Office Hours
8am - 5pm (Mon - Fri)